Thank you to the Johannesburg Stock Exchange (JSE) for inviting the South African Reserve Bank (SARB) to be part of this significant occasion to mark the launch of the T+3 settlement cycle for the equity market in South Africa. Thank you for the opportunity to make some brief remarks this morning. Allow me to start by congratulating the JSE and the T+3 Project Team, under the guidance of the JSE, on a smooth and successful implementation on the go-live date on 11th July, which represented the culmination of close collaboration over an extended period between numerous stakeholders, and including with the National Treasury, the Financial Services Board, and the SARB. This is indeed a major milestone, as many of us gathered here today know how much work has gone into this project.