The two-pot system, which allows South Africans early access to a portion of their retirements savings, has already made an impact on the country’s economy since its introduction in September 2024.

^{27 June 2025}

The changes that were introduced splits retirement contributions into a savings pot, which can be accessed before retirement, and a retirement pot, a larger portion that remains off limits until a person stops working.

According to South African Reserve Bank’s latest Quarterly Bulletin, the reforms have already been noted in a number of ways, including an increase in tax revenue. Below is a detailed breakdown.

For more, find the latest latest Quarterly Bulletin here.