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South African Reserve Bank

National Payment System (NPS) 

The National Payment System is one of the pillars of financial stability of the economic system. The Reserve Bank oversees the safety and soundness of the national payment system and implements risk-reduction measures in the payment system to reduce systemic risk. The Reserve Bank provides an inter-bank settlement service via the real-time electronic settlement system, the South African Multiple Option Settlement (SAMOS) system. Besides single settlements between banks, SAMOS is also used for the settlement of obligations arising out of retail payment clearing and the Equity and Bond markets.

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